Abdelaziz Salem, S. M., and N. A. Abdul Rahman. “The Unstable Macroeconomic Factors and Bank Profitability in FCC Area: A Conceptual Framework”. Journal of Advanced Research in Business and Management Studies, vol. 11, no. 1, Oct. 2020, pp. 77-83, https://www.akademiabaru.com/submit/index.php/arbms/article/view/1293.